Free, and nothing is submitted

Munafa tools

Three calculators for the three kinds of deal, and none of them send anything anywhere — the numbers stay in your browser.

Mortgage calculator

For a home. Monthly payment on Canadian semi-annual compounding, CMHC default insurance, tax and condo fees.

For commercial property. Cap rate, cash-on-cash return and the debt service coverage a lender looks at first.

For a business for sale. SDE, EBITDA, and what an asking price implies as a multiple of earnings.